{"id":2104,"date":"2021-12-23T14:09:51","date_gmt":"2021-12-23T17:09:51","guid":{"rendered":"https:\/\/ir-agiinc.mz-sites.com\/?post_type=press_releases&#038;p=2104"},"modified":"2026-01-23T14:15:13","modified_gmt":"2026-01-23T17:15:13","slug":"moodys-local-atribui-rating-bbb-ao-agi","status":"publish","type":"press_releases","link":"https:\/\/investors.agiinc.com\/pt-br\/press_releases\/moodys-local-atribui-rating-bbb-ao-agi\/","title":{"rendered":"Moody\u2019s Local Atribui Rating BBB+ ao Agi"},"content":{"rendered":"<p><strong>Campinas, 23 de dezembro de 2021<\/strong>\u00a0\u2013 O Agi, plataforma omnichannel que democratiza o acesso a produtos financeiros e n\u00e3o-financeiros para milh\u00f5es de brasileiros, anuncia que a Moody\u2019s Local \u2013 ag\u00eancia especializada em classifica\u00e7\u00e3o de riscos, atribuiu ao Banco Agibank rating inicial de emissor \u201cBBB+.br\u201d, com perspectiva est\u00e1vel.<\/p>\n<p>A Moody\u2019s destacou que \u201ca liquidez do Agi \u00e9 adequada, sendo que a sua principal fonte de capta\u00e7\u00e3o \u00e9 o dep\u00f3sito a prazo, representando 69% das capta\u00e7\u00f5es totais em setembro de 2021. Adicionalmente, desde setembro de 2020, o banco possui a Vinci Partners como acionista minorit\u00e1rio que al\u00e9m de suportar o forte crescimento do Agi atrav\u00e9s de aportes de capital tamb\u00e9m contribui para a melhora de sua governan\u00e7a corporativa.\u201d<\/p>\n<p>Al\u00e9m disso, a ag\u00eancia de rating tamb\u00e9m comentou sobre os fatores que levam a esperar resultados positivos em 2022: \u201c(\u2026) tendo em vista (i) a prote\u00e7\u00e3o dos spreads promovida pela gest\u00e3o de ativos e passivos do Agi, atrav\u00e9s de hedges de fluxo de caixa da posi\u00e7\u00e3o passiva; (ii) manuten\u00e7\u00e3o da tend\u00eancia de redu\u00e7\u00e3o dos n\u00edveis de inadimpl\u00eancia, considerando a evolu\u00e7\u00e3o do mix da carteira de cr\u00e9dito, com uma participa\u00e7\u00e3o crescente do portf\u00f3lio de cr\u00e9dito consignado e cr\u00e9dito pessoal para correntistas; (iii) maior participa\u00e7\u00e3o dos smart hubs na origina\u00e7\u00e3o de novos cr\u00e9ditos que, em conjunto com a matura\u00e7\u00e3o dos hubs abertos ao longo de 2021, reduzem as press\u00f5es nas despesas administrativas e aumentam a efici\u00eancia operacional da companhia.\u201d<\/p>\n<p><a href=\"https:\/\/api.mziq.com\/mzfilemanager\/v2\/d\/80ccf8c0-9d6f-4172-bdb5-6e7a88962d6a\/a3536ff4-fd9c-d537-c981-5ddc3afa6b3c?origin=2\">Clique aqui<\/a>\u00a0para ler o relat\u00f3rio completo.<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false},"class_list":["post-2104","press_releases","type-press_releases","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Moody\u2019s Local Atribui Rating BBB+ ao Agi - Agi Inc.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/investors.agiinc.com\/pt-br\/press_releases\/moodys-local-atribui-rating-bbb-ao-agi\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Moody\u2019s Local Atribui Rating BBB+ ao Agi - Agi Inc.\" \/>\n<meta property=\"og:description\" content=\"Campinas, 23 de dezembro de 2021\u00a0\u2013 O Agi, plataforma omnichannel que democratiza o acesso a produtos financeiros e n\u00e3o-financeiros para milh\u00f5es de brasileiros, anuncia que a Moody\u2019s Local \u2013 ag\u00eancia especializada em classifica\u00e7\u00e3o de riscos, atribuiu ao Banco Agibank rating inicial de emissor \u201cBBB+.br\u201d, com perspectiva est\u00e1vel. A Moody\u2019s destacou que \u201ca liquidez do Agi [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/investors.agiinc.com\/pt-br\/press_releases\/moodys-local-atribui-rating-bbb-ao-agi\/\" \/>\n<meta property=\"og:site_name\" content=\"Agi Inc.\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-23T17:15:13+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. tempo de leitura\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/investors.agiinc.com\\\/pt-br\\\/press_releases\\\/moodys-local-atribui-rating-bbb-ao-agi\\\/\",\"url\":\"https:\\\/\\\/investors.agiinc.com\\\/pt-br\\\/press_releases\\\/moodys-local-atribui-rating-bbb-ao-agi\\\/\",\"name\":\"Moody\u2019s Local Atribui Rating BBB+ ao Agi - Agi Inc.\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/investors.agiinc.com\\\/#website\"},\"datePublished\":\"2021-12-23T17:09:51+00:00\",\"dateModified\":\"2026-01-23T17:15:13+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/investors.agiinc.com\\\/pt-br\\\/press_releases\\\/moodys-local-atribui-rating-bbb-ao-agi\\\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/investors.agiinc.com\\\/pt-br\\\/press_releases\\\/moodys-local-atribui-rating-bbb-ao-agi\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/investors.agiinc.com\\\/pt-br\\\/press_releases\\\/moodys-local-atribui-rating-bbb-ao-agi\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\\\/\\\/investors.agiinc.com\\\/pt-br\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Moody\u2019s Local Atribui Rating BBB+ ao Agi\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/investors.agiinc.com\\\/#website\",\"url\":\"https:\\\/\\\/investors.agiinc.com\\\/\",\"name\":\"Agi Inc.\",\"description\":\"Investor Relations\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/investors.agiinc.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Moody\u2019s Local Atribui Rating BBB+ ao Agi - Agi Inc.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/investors.agiinc.com\/pt-br\/press_releases\/moodys-local-atribui-rating-bbb-ao-agi\/","og_locale":"pt_BR","og_type":"article","og_title":"Moody\u2019s Local Atribui Rating BBB+ ao Agi - Agi Inc.","og_description":"Campinas, 23 de dezembro de 2021\u00a0\u2013 O Agi, plataforma omnichannel que democratiza o acesso a produtos financeiros e n\u00e3o-financeiros para milh\u00f5es de brasileiros, anuncia que a Moody\u2019s Local \u2013 ag\u00eancia especializada em classifica\u00e7\u00e3o de riscos, atribuiu ao Banco Agibank rating inicial de emissor \u201cBBB+.br\u201d, com perspectiva est\u00e1vel. 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