São Paulo, October 1, 2026 – Agibank (the “Bank”), a bank that operates a hybrid platform combining the efficiency and scalability of digital with the proximity and service of a physical presence, announces the closing of the issuance of Class A shares (quotas) of the Fundo de Investimentos em Direitos Creditórios Agibank III Responsabilidade Limitada (“FIDC Agibank III”), totaling R$ 2.1 billion. Agibank is a subsidiary of Agi Inc. (NYSE: AGBK) (“Agi”).
The issuance, carried out in two series, features a 132-month maturity and an interest rate equal to the CDI rate + 1.05% per annum. The fund, structured as a Brazilian limited liability closed-end investment fund, is backed by credit rights originating from INSS (Brazilian National Social Security Institute) payroll-deductible loans. The structure is administered by Oliveira Trust DTVM, with management by Oliveira Trust Servicer S.A. and co-management by Agibank Asset Management LTDA. The offering was conducted for public distribution under the automatic registration procedure and private placement in Brazil.
“The completion of this issuance confirms our ability to access different funding sources efficiently and on a recurring basis. The consistency in executing these operations enhances our financial flexibility and strengthens our expansion in a segment where we possess deep expertise, payroll-deductible loans,” highlights Marcello Dubeux, Chief Financial Officer and Investor Relations Officer at Agi.
The transaction, aimed at professional investors, reflects the market’s confidence in the quality of the company’s assets and the resilience of its business model. The FIDC Agibank III quotas were assigned an ‘AAA.br’ rating by Moody’s Local.
“This transaction is a fundamental strategic step in our liability management. Ensuring diversified, long-term funding sources is essential to guarantee predictability and sustainable growth capacity, while maintaining our non-negotiable focus on credit origination with discipline and profitability,” states Glauber Correa, CEO of Agibank.
